{"id":7648,"date":"2022-04-21T11:54:28","date_gmt":"2022-04-21T09:54:28","guid":{"rendered":"https:\/\/www.cashlab.fr\/?p=7648"},"modified":"2024-03-20T16:19:22","modified_gmt":"2024-03-20T15:19:22","slug":"api-open-banking-et-gestion-de-tresorerie","status":"publish","type":"post","link":"https:\/\/www.cashlab.fr\/en\/api-open-banking-et-gestion-de-tresorerie\/","title":{"rendered":"APIs and Open Banking digitalise the finance function"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00a0\u00bb1&Prime; _builder_version=\u00a0\u00bb4.18.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb width=\u00a0\u00bb100%\u00a0\u00bb max_width=\u00a0\u00bb1400px\u00a0\u00bb module_alignment=\u00a0\u00bbcenter\u00a0\u00bb custom_padding=\u00a0\u00bb8px|||||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.18.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb width=\u00a0\u00bb100%\u00a0\u00bb max_width=\u00a0\u00bb1400px\u00a0\u00bb custom_padding=\u00a0\u00bb40px|40px|40px|40px|true|true\u00a0\u00bb border_radii=\u00a0\u00bbon|5px|5px|5px|5px\u00a0\u00bb box_shadow_style=\u00a0\u00bbpreset3&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_code _builder_version=\u00a0\u00bb4.18.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<span><span><a href=\"https:\/\/www.cashlab.fr\/\">Accueil<\/a><\/span><\/span>[\/et_pb_code][et_pb_text _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_3_font=\u00a0\u00bbOpen Sans|600|||||||\u00a0\u00bb header_3_font_size=\u00a0\u00bb20px\u00a0\u00bb header_3_line_height=\u00a0\u00bb1.2em\u00a0\u00bb header_4_font=\u00a0\u00bbOpen Sans||||on||||\u00a0\u00bb header_4_text_color=\u00a0\u00bb#191735&Prime; header_4_font_size=\u00a0\u00bb16px\u00a0\u00bb background_color=\u00a0\u00bbRGBA(255,255,255,0)\u00a0\u00bb text_orientation=\u00a0\u00bbjustified\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><strong>L\u2019ouverture du syst\u00e8me bancaire a permis d\u2019acc\u00e9l\u00e9rer la digitalisation de la fonction finance en favorisant la communication des donn\u00e9es bancaires. En effet, de nombreuses innovations technologiques, comme les API, ont \u00e9t\u00e9 d\u00e9velopp\u00e9es depuis, notamment par rapport \u00e0 la gestion de tr\u00e9sorerie.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<h3 style=\"text-align: left;\"><strong>Contexte financier<br \/><\/strong><\/h3>\n<p>C\u2019est gr\u00e2ce \u00e0 un contexte favorisant le partage de donn\u00e9es bancaires que la fonction finance a connu une telle transformation digitale.<\/p>\n<p>En effet, la <a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/fr\/ALL\/?uri=CELEX%3A32015L2366\" target=\"_blank\" rel=\"noopener\">Directive sur les Services de Paiement (DSP2)<\/a> est entr\u00e9e en vigueur en 2019 dans l\u2019Union Europ\u00e9enne.<\/p>\n<p>Elle avait 2 objectifs :<\/p>\n<ul>\n<li><strong>Am\u00e9liorer la s\u00e9curit\u00e9<\/strong> des transactions en ligne avec une authentification plus forte des clients ;<\/li>\n<li>L\u2019ouverture du march\u00e9 bancaire \u00e0 de nouveaux acteurs du paiement (hors banques), c\u2019est-\u00e0-dire l\u2019<strong>Open Banking<\/strong>.<\/li>\n<\/ul>\n<p>D\u00e9sormais, il est possible de r\u00e9unir toutes les donn\u00e9es bancaires d\u2019un m\u00eame client sur une seule plateforme de fa\u00e7on s\u00e9curis\u00e9e par le biais d\u2019API.<\/p>\n<p>&nbsp;<\/p>\n<h3 style=\"text-align: left;\"><strong>Qu&rsquo;est-ce qu&rsquo;une API ?<\/strong><\/h3>\n<p>Une \u00ab <strong>Application Programming Interface<\/strong> \u00bb (API), soit une interface de programmation d&rsquo;application en fran\u00e7ais, permet d\u2019acc\u00e9der \u00e0 un service (comme des donn\u00e9es ou des fonctionnalit\u00e9s) fourni par un syst\u00e8me tiers. Plus concr\u00e8tement, il s\u2019agit de faire communiquer des applications entre elles.<\/p>\n<p>Par exemple, les applications de VTC font appel aux services d\u2019applications tiers par API. Uber fait appel au service de g\u00e9olocalisation fourni via l\u2019API de Google Maps pour trouver la route du chauffeur.<\/p>\n<p>[\/et_pb_text][et_pb_toggle title=\u00a0\u00bbPour les plus curieux\u00a0\u00bb open_toggle_text_color=\u00a0\u00bb#191735&Prime; open_toggle_background_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb closed_toggle_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb closed_toggle_background_color=\u00a0\u00bb#5271ff\u00a0\u00bb icon_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb toggle_icon=\u00a0\u00bb&#x4c;||divi||400&Prime; open_icon_color=\u00a0\u00bb#5271ff\u00a0\u00bb open_toggle_icon=\u00a0\u00bb&#x4b;||divi||400&Prime; _builder_version=\u00a0\u00bb4.17.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb body_text_color=\u00a0\u00bb#191735&Prime; custom_margin=\u00a0\u00bb||45px|||\u00a0\u00bb box_shadow_style=\u00a0\u00bbpreset3&Prime; box_shadow_color=\u00a0\u00bbrgba(10,45,97,0.22)\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p>Pour entrer dans les d\u00e9tails, les API sont divis\u00e9es en 3 parties. \u00c0 commencer par les modules, qui repr\u00e9sentent la porte d\u2019entr\u00e9e. Ils font appel \u00e0 un service sp\u00e9cifique, qui lui-m\u00eame va sonder la base de donn\u00e9es.<\/p>\n<p>Prenons l\u2019exemple d\u2019une boulangerie. Le client va demander \u00e0 la caissi\u00e8re une baguette de pain. Dans ce sc\u00e9nario, la caissi\u00e8re repr\u00e9sente le module, la porte d\u2019entr\u00e9e de l\u2019API. Elle va demander au boulanger, le service sp\u00e9cifique, une baguette. Le boulanger va alors demander \u00e0 son fournisseur, la base de donn\u00e9es, les ingr\u00e9dients n\u00e9cessaires. Ce dernier va lui donner, ce qui va permettre au boulanger, le service, de faire une baguette, qu\u2019il va transmettre \u00e0 la caissi\u00e8re, le module, qui va \u00e0 son tour la donner au client.<\/p>\n<p>[\/et_pb_toggle][et_pb_text _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_3_font=\u00a0\u00bbOpen Sans|600|||||||\u00a0\u00bb header_3_font_size=\u00a0\u00bb20px\u00a0\u00bb header_3_line_height=\u00a0\u00bb1.2em\u00a0\u00bb header_4_font=\u00a0\u00bbOpen Sans||||on||||\u00a0\u00bb header_4_text_color=\u00a0\u00bb#191735&Prime; header_4_font_size=\u00a0\u00bb16px\u00a0\u00bb background_color=\u00a0\u00bbRGBA(255,255,255,0)\u00a0\u00bb text_orientation=\u00a0\u00bbjustified\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h3 style=\"text-align: left;\"><strong>Quel est le r\u00f4le d&rsquo;une API dans un logiciel de gestion de tr\u00e9sorerie ?<br \/><\/strong><\/h3>\n<p>Dans le cadre d\u2019un logiciel de gestion de tr\u00e9sorerie comme Cashlab, nous faisons appel au service de connexion bancaire par l\u2019API de notre fournisseur, agr\u00e9gateur de comptes bancaires.<\/p>\n<p>C\u2019est ce qui permet \u00e0 nos clients de connecter leurs<strong> comptes bancaires<\/strong> en quelques clics \u00e0 notre outil.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-7655 alignnone size-full\" style=\"display: block; margin-left: auto; margin-right: auto;\" src=\"https:\/\/www.cashlab.fr\/wp-content\/uploads\/2022\/04\/API-_1_-scaled.webp\" alt=\"API bancaire Open Banking\" width=\"521\" height=\"368\" \/><\/p>\n<p><span style=\"text-decoration: underline;\">Sch\u00e9ma 1 :<\/span> Lorsqu\u2019un client fait une requ\u00eate sur notre outil, le front va transmettre l\u2019appel au back, notre API, qui va faire appel \u00e0 l\u2019API de notre <strong>fournisseur<\/strong> pour r\u00e9cup\u00e9rer les donn\u00e9es bancaires de nos clients.<\/p>\n<p>&nbsp;<\/p>\n<h4><strong>Quels sont les diff\u00e9rents types d&rsquo;API ?<\/strong><\/h4>\n<p>Il existe 3 diff\u00e9rents types d\u2019API :<\/p>\n<ul>\n<li>Les <strong>API ouvertes<\/strong> (externes ou publiques) permettent de communiquer des donn\u00e9es \u00e0 des acteurs tiers, comme des fournisseurs ou des clients.<\/li>\n<li>Puis les <strong>API partenaires<\/strong> sont similaires aux API ouvertes avec un niveau de s\u00e9curit\u00e9 plus \u00e9lev\u00e9.<\/li>\n<li>Et enfin les <strong>API internes<\/strong> (priv\u00e9es) sont ferm\u00e9es au public et utilis\u00e9es uniquement au sein d\u2019une entreprise.<\/li>\n<\/ul>\n<p>De plus, il existe diff\u00e9rentes architectures d\u2019API, dont la plus r\u00e9pandue : REST (Representational State Transfer). Elle offre une flexibilit\u00e9 technique mais doit r\u00e9pondre \u00e0 un certain nombre de contraintes.<\/p>\n<p>&nbsp;<\/p>\n<h3><strong>Les API chez Cashlab<\/strong><\/h3>\n<p>Chez Cashlab, nous utilisons 2 types d\u2019API :<\/p>\n<ul>\n<li>Nous avons d\u00e9velopp\u00e9 une API : notre back prend en charge les requ\u00eates de nos clients. Par exemple, lorsqu\u2019ils souhaitent afficher leurs <strong>pr\u00e9visions de tr\u00e9sorerie<\/strong>.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-7656 alignnone size-full\" style=\"display: block; margin-left: auto; margin-right: auto;\" src=\"https:\/\/www.cashlab.fr\/wp-content\/uploads\/2022\/04\/API-_2_-scaled.webp\" alt=\"API Base de donn\u00e9es\" width=\"575\" height=\"407\" \/><\/p>\n<p><span style=\"text-decoration: underline;\">Sch\u00e9ma 2 :<\/span> Le client fait la requ\u00eate, qui est re\u00e7ue par notre front, qui, \u00e0 son tour, va demander au back de sortir les pr\u00e9visions<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>Des API ouvertes bancaires avec une architecture <strong>REST<\/strong> : pour aller r\u00e9cup\u00e9rer les transactions de nos clients et les cat\u00e9goriser automatiquement, directement chez leurs banques.<\/li>\n<\/ul>\n<p><strong>Gr\u00e2ce aux API, Cashlab peut ainsi int\u00e9grer d\u2019autres solutions ou se connecter \u00e0 des outils externes.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Pour plus d\u2019information sur notre outil, n\u2019h\u00e9sitez pas \u00e0 demander une d\u00e9mo aupr\u00e8s de notre \u00e9quipe <\/span><span style=\"font-weight: 400;\">en\u00a0<\/span><a href=\"https:\/\/www.cashlab.fr\/planifier-une-demo\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">cliquant ici<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ecrit par El\u00e9onore, le 21\/04\/2022.<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00a0\u00bb4.18.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb width=\u00a0\u00bb100%\u00a0\u00bb max_width=\u00a0\u00bb1000px\u00a0\u00bb custom_padding=\u00a0\u00bb|20px||20px|false|true\u00a0\u00bb global_module=\u00a0\u00bb9255&Prime; saved_tabs=\u00a0\u00bball\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.17.3&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.17.3&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bb|600|||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#191735&Prime; text_font_size=\u00a0\u00bb30px\u00a0\u00bb custom_margin=\u00a0\u00bb43px|||||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]Lire aussi..[\/et_pb_text][et_pb_blog fullwidth=\u00a0\u00bboff\u00a0\u00bb posts_number=\u00a0\u00bb3&Prime; include_categories=\u00a0\u00bb60,57&Prime; use_manual_excerpt=\u00a0\u00bboff\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.3&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_line_height=\u00a0\u00bb1.2em\u00a0\u00bb custom_margin=\u00a0\u00bb10px||||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_blog][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; admin_label=\u00a0\u00bbFooter\u00a0\u00bb _builder_version=\u00a0\u00bb4.21.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#191735&Prime; custom_padding=\u00a0\u00bb||40px||false|false\u00a0\u00bb global_module=\u00a0\u00bb7136&Prime; saved_tabs=\u00a0\u00bball\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row column_structure=\u00a0\u00bb1_4,1_4,1_4,1_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb max_width=\u00a0\u00bb1200px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbLogo\u00a0\u00bb _builder_version=\u00a0\u00bb4.16.0&Prime; custom_margin=\u00a0\u00bb|||-46px||\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb\u00a0\u00bb custom_margin_phone=\u00a0\u00bb|||0px|false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb custom_padding=\u00a0\u00bb30px|||0px|false|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb\u00a0\u00bb custom_padding_phone=\u00a0\u00bb\u00a0\u00bb custom_padding_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2383\" src=\"https:\/\/www.cashlab.fr\/wp-content\/uploads\/2021\/10\/logo-blanc.webp\" alt=\"logo_blanc_Cashlab\" width=\"144\" height=\"27\" style=\"display: block; margin-left: auto; margin-right: auto;\" \/><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=\u00a0\u00bbA propos (sitemap)\u00a0\u00bb _builder_version=\u00a0\u00bb4.16.0&Prime; text_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb text_font_size=\u00a0\u00bb15px\u00a0\u00bb text_line_height=\u00a0\u00bb1.5em\u00a0\u00bb link_line_height=\u00a0\u00bb1.5em\u00a0\u00bb header_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb header_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb header_4_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb header_4_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb header_4_font_size=\u00a0\u00bb19px\u00a0\u00bb custom_margin=\u00a0\u00bb50px|||30px|false|false\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb\u00a0\u00bb custom_margin_phone=\u00a0\u00bb30px||0px|0px|false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb custom_padding=\u00a0\u00bb||0px||false|false\u00a0\u00bb text_font_tablet=\u00a0\u00bb\u00a0\u00bb text_font_phone=\u00a0\u00bb\u00a0\u00bb text_font_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb text_orientation_tablet=\u00a0\u00bb\u00a0\u00bb text_orientation_phone=\u00a0\u00bbcenter\u00a0\u00bb text_orientation_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p>\ud83d\udccd1, rue des Prouvaires<br \/>75001 Paris<\/p>\n<p>&nbsp;<\/p>\n<p>Suivez-nous :<\/p>\n<p>[\/et_pb_text][et_pb_social_media_follow url_new_window=\u00a0\u00bboff\u00a0\u00bb icon_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb use_icon_font_size=\u00a0\u00bbon\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bbRGBA(255,255,255,0)\u00a0\u00bb custom_margin=\u00a0\u00bb-20px||||false|false\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb\u00a0\u00bb custom_margin_phone=\u00a0\u00bb15px||||false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb custom_padding=\u00a0\u00bb|||25px|false|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb\u00a0\u00bb custom_padding_phone=\u00a0\u00bb|||0px|false|false\u00a0\u00bb custom_padding_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb text_orientation_tablet=\u00a0\u00bb\u00a0\u00bb text_orientation_phone=\u00a0\u00bbcenter\u00a0\u00bb text_orientation_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb border_radii=\u00a0\u00bbon|5px|5px|5px|5px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_social_media_follow_network social_network=\u00a0\u00bblinkedin\u00a0\u00bb url=\u00a0\u00bbhttps:\/\/www.linkedin.com\/company\/cashlab\u00a0\u00bb icon_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#5271ff\u00a0\u00bb background_enable_color=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb follow_button=\u00a0\u00bboff\u00a0\u00bb url_new_window=\u00a0\u00bboff\u00a0\u00bb]linkedin[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\u00a0\u00bbyoutube\u00a0\u00bb url=\u00a0\u00bbhttps:\/\/www.youtube.com\/channel\/UCaQhgicH_sQ3lr3HddQYmgw\u00a0\u00bb icon_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#5271ff\u00a0\u00bb background_enable_color=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb follow_button=\u00a0\u00bboff\u00a0\u00bb url_new_window=\u00a0\u00bboff\u00a0\u00bb]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\u00a0\u00bbtwitter\u00a0\u00bb url=\u00a0\u00bbhttps:\/\/twitter.com\/CashLab_fr\u00a0\u00bb icon_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#5271ff\u00a0\u00bb background_enable_color=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb follow_button=\u00a0\u00bboff\u00a0\u00bb url_new_window=\u00a0\u00bboff\u00a0\u00bb]twitter[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\u00a0\u00bbgoogle\u00a0\u00bb url=\u00a0\u00bbhttps:\/\/g.page\/r\/CcA1HCOKS0srEBA\u00a0\u00bb _builder_version=\u00a0\u00bb4.17.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#5271ff\u00a0\u00bb background_enable_color=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb follow_button=\u00a0\u00bboff\u00a0\u00bb url_new_window=\u00a0\u00bboff\u00a0\u00bb]google[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbA propos (sitemap)\u00a0\u00bb _builder_version=\u00a0\u00bb4.19.4&Prime; text_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb text_font_size=\u00a0\u00bb15px\u00a0\u00bb text_line_height=\u00a0\u00bb1.5em\u00a0\u00bb link_line_height=\u00a0\u00bb1.5em\u00a0\u00bb header_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb header_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb header_4_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb header_4_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb header_4_font_size=\u00a0\u00bb19px\u00a0\u00bb custom_margin=\u00a0\u00bb106px|||30px|false|false\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb\u00a0\u00bb custom_margin_phone=\u00a0\u00bb10px||0px|0px|false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb custom_padding=\u00a0\u00bb||0px||false|false\u00a0\u00bb text_font_tablet=\u00a0\u00bb\u00a0\u00bb text_font_phone=\u00a0\u00bb\u00a0\u00bb text_font_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb text_orientation_tablet=\u00a0\u00bb\u00a0\u00bb text_orientation_phone=\u00a0\u00bbcenter\u00a0\u00bb text_orientation_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h4><span style=\"color: #ffffff;\">A PROPOS<\/span><\/h4>\n<p><span style=\"color: #ffffff;\"><a style=\"color: #ffffff;\" href=\"https:\/\/www.cashlab.fr\/accueil\/\" target=\"_blank\" rel=\"noopener\">Accueil<\/a><\/span><br \/><span style=\"color: #ffffff;\"><a style=\"color: #ffffff;\" href=\"https:\/\/www.cashlab.fr\/qui-sommes-nous\/\" target=\"_blank\" rel=\"noopener\">Qui sommes-nous ?<\/a><\/span><br \/><span style=\"color: #ffffff;\"><a style=\"color: #ffffff;\" href=\"https:\/\/www.cashlab.fr\/contact\/\" target=\"_blank\" rel=\"noopener\">Contact<\/a><\/span><br \/><span style=\"color: #ffffff;\"><a style=\"color: #ffffff;\" href=\"https:\/\/www.cashlab.fr\/planifier-une-demo\/\" target=\"_blank\" rel=\"noopener\">Planifier une d\u00e9mo<\/a><\/span><br \/><span style=\"color: #ffffff;\"><a style=\"color: #ffffff;\" href=\"https:\/\/www.cashlab.fr\/rejoignez-nous\/\" target=\"_blank\" rel=\"noopener\">Rejoignez-nous !<\/a><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbA propos (sitemap)\u00a0\u00bb _builder_version=\u00a0\u00bb4.20.4&Prime; text_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb text_font_size=\u00a0\u00bb15px\u00a0\u00bb text_line_height=\u00a0\u00bb1.5em\u00a0\u00bb link_line_height=\u00a0\u00bb1.5em\u00a0\u00bb header_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb header_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb header_4_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb header_4_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb header_4_font_size=\u00a0\u00bb19px\u00a0\u00bb custom_margin=\u00a0\u00bb106px|||30px|false|false\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb\u00a0\u00bb custom_margin_phone=\u00a0\u00bb10px||0px|0px|false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb custom_padding=\u00a0\u00bb||0px||false|false\u00a0\u00bb text_font_tablet=\u00a0\u00bb\u00a0\u00bb text_font_phone=\u00a0\u00bb\u00a0\u00bb text_font_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb text_orientation_tablet=\u00a0\u00bb\u00a0\u00bb text_orientation_phone=\u00a0\u00bbcenter\u00a0\u00bb text_orientation_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h4><span style=\"color: #ffffff;\">SOLUTIONS<\/span><\/h4>\n<p><span style=\"color: #ffffff;\"><a style=\"color: #ffffff;\" href=\"https:\/\/www.cashlab.fr\/pilotage-de-tresorerie\/\" target=\"_blank\" rel=\"noopener\">Pilotage de tr\u00e9sorerie<\/a><\/span><br \/><span style=\"color: #ffffff;\"><a style=\"color: #ffffff;\" href=\"https:\/\/www.cashlab.fr\/partenariats\/\" target=\"_blank\" rel=\"noopener\">Partenariats<\/a><br \/><a href=\"https:\/\/www.cashlab.fr\/formations\/\" target=\"_blank\" rel=\"noopener\" style=\"color: #ffffff;\">Formations<\/a><br \/><a style=\"color: #ffffff;\" href=\"https:\/\/www.cashlab.fr\/tarifs\/\" target=\"_blank\" rel=\"noopener\">Tarifs<\/a><br \/><a style=\"color: #ffffff;\" href=\"https:\/\/www.cashlab.fr\/faq\/\" target=\"_blank\" rel=\"noopener\">FAQ<\/a><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbA propos (sitemap)\u00a0\u00bb _builder_version=\u00a0\u00bb4.20.4&Prime; text_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb text_font_size=\u00a0\u00bb15px\u00a0\u00bb text_line_height=\u00a0\u00bb1.5em\u00a0\u00bb link_line_height=\u00a0\u00bb1.5em\u00a0\u00bb header_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb header_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb header_4_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb header_4_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb header_4_font_size=\u00a0\u00bb19px\u00a0\u00bb custom_margin=\u00a0\u00bb106px|||30px|false|false\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb\u00a0\u00bb custom_margin_phone=\u00a0\u00bb10px||0px|0px|false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb custom_padding=\u00a0\u00bb||0px||false|false\u00a0\u00bb text_font_tablet=\u00a0\u00bb\u00a0\u00bb text_font_phone=\u00a0\u00bb\u00a0\u00bb text_font_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb text_orientation_tablet=\u00a0\u00bb\u00a0\u00bb text_orientation_phone=\u00a0\u00bbcenter\u00a0\u00bb text_orientation_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h4><span style=\"color: #ffffff;\">RESSOURCES<\/span><\/h4>\n<p><span style=\"color: #ffffff;\"><a href=\"https:\/\/www.cashlab.fr\/blog\/\" target=\"_blank\" rel=\"noopener\" style=\"color: #ffffff;\">Blog<\/a><\/span><br \/><span style=\"color: #ffffff;\"><a href=\"https:\/\/www.cashlab.fr\/cas-clients\/\" target=\"_blank\" rel=\"noopener\" style=\"color: #ffffff;\">Cas clients<\/a><br \/><a href=\"https:\/\/www.cashlab.fr\/dossiers-livres-blancs\/\" target=\"_blank\" rel=\"noopener\" style=\"color: #ffffff;\">Dossiers\/Livres blancs<\/a><br \/><a href=\"https:\/\/www.cashlab.fr\/videos\/\" target=\"_blank\" rel=\"noopener\" style=\"color: #ffffff;\">Vid\u00e9os<\/a><\/span><br \/><span style=\"color: #ffffff;\"><a href=\"https:\/\/www.cashlab.fr\/webinars\/\" target=\"_blank\" rel=\"noopener\" style=\"color: #ffffff;\">Webinars<\/a><\/span><br \/><span style=\"color: #ffffff;\"><a href=\"https:\/\/www.cashlab.fr\/infographies\/\" target=\"_blank\" rel=\"noopener\" style=\"color: #ffffff;\">Infographies<\/a><\/span><br \/><span style=\"color: #ffffff;\"><a href=\"https:\/\/www.cashlab.fr\/ressources-partenaires\/\" target=\"_blank\" rel=\"noopener\" style=\"color: #ffffff;\">Ressources partenaires<\/a><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=\u00a0\u00bbBas de footer\u00a0\u00bb _builder_version=\u00a0\u00bb4.21.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb max_width=\u00a0\u00bb1200px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.16.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.19.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p>\u00a92023 All rights reserved. | Cashlab | <span style=\"text-decoration: underline;\"><strong><span style=\"color: #ffffff;\"><a style=\"color: #ffffff; text-decoration: underline;\" href=\"https:\/\/www.cashlab.fr\/mentions-legales\/\" target=\"_blank\" rel=\"noopener\">Mentions L\u00e9gales<\/a><\/span><\/strong><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Since the opening of the banking market, APIs allow financial services to support their customers in the daily management of their Cash.<\/p>","protected":false},"author":2,"featured_media":10881,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[169,174,171,170,173,172,19,94,132,157,163,133,161,10],"class_list":["post-7648","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-conseils","tag-api","tag-api-bancaire","tag-api-externe","tag-api-interne","tag-banque","tag-base-de-donnees","tag-cash","tag-cash-flow","tag-cash-forecast","tag-cashflow","tag-gestion-de-tresorerie","tag-pilotage-du-cash","tag-pme","tag-tresorerie"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Digitalisation de la gestion de tr\u00e9sorerie : API &amp; Open Banking<\/title>\n<meta name=\"description\" content=\"Depuis l\u2019ouverture du march\u00e9 bancaire, les API permettent aux services financiers d\u2019accompagner leurs clients dans la gestion de tr\u00e9sorerie.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cashlab.fr\/en\/api-open-banking-et-gestion-de-tresorerie\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Digitalisation de la gestion de tr\u00e9sorerie : API &amp; Open Banking\" \/>\n<meta property=\"og:description\" content=\"Depuis l\u2019ouverture du march\u00e9 bancaire, les API permettent aux services financiers d\u2019accompagner leurs clients dans la gestion de tr\u00e9sorerie.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.cashlab.fr\/en\/api-open-banking-et-gestion-de-tresorerie\/\" \/>\n<meta property=\"og:site_name\" content=\"Cashlab\" \/>\n<meta property=\"article:published_time\" content=\"2022-04-21T09:54:28+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-03-20T15:19:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.cashlab.fr\/wp-content\/uploads\/2022\/04\/API-Open-Banking-FR.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Cashlab\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@CashLab_fr\" \/>\n<meta name=\"twitter:site\" content=\"@CashLab_fr\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Cashlab\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.cashlab.fr\\\/api-open-banking-et-gestion-de-tresorerie\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.cashlab.fr\\\/api-open-banking-et-gestion-de-tresorerie\\\/\"},\"author\":{\"name\":\"Cashlab\",\"@id\":\"https:\\\/\\\/www.cashlab.fr\\\/#\\\/schema\\\/person\\\/bce16b1617294d780056e3e8dfb984f7\"},\"headline\":\"Les API et l\u2019Open Banking digitalisent la fonction finance\",\"datePublished\":\"2022-04-21T09:54:28+00:00\",\"dateModified\":\"2024-03-20T15:19:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.cashlab.fr\\\/api-open-banking-et-gestion-de-tresorerie\\\/\"},\"wordCount\":2106,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.cashlab.fr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cashlab.fr\\\/api-open-banking-et-gestion-de-tresorerie\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.cashlab.fr\\\/wp-content\\\/uploads\\\/2022\\\/04\\\/API-Open-Banking-FR.png\",\"keywords\":[\"API\",\"API bancaire\",\"API externe\",\"API interne\",\"Banque\",\"Base de donn\u00e9es\",\"Cash\",\"Cash flow\",\"Cash forecast\",\"cashflow\",\"gestion de tr\u00e9sorerie\",\"pilotage du cash\",\"PME\",\"tr\u00e9sorerie\"],\"articleSection\":[\"Conseils\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.cashlab.fr\\\/api-open-banking-et-gestion-de-tresorerie\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.cashlab.fr\\\/api-open-banking-et-gestion-de-tresorerie\\\/\",\"url\":\"https:\\\/\\\/www.cashlab.fr\\\/api-open-banking-et-gestion-de-tresorerie\\\/\",\"name\":\"Digitalisation de la gestion de tr\u00e9sorerie : API & Open Banking\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.cashlab.fr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.cashlab.fr\\\/api-open-banking-et-gestion-de-tresorerie\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cashlab.fr\\\/api-open-banking-et-gestion-de-tresorerie\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.cashlab.fr\\\/wp-content\\\/uploads\\\/2022\\\/04\\\/API-Open-Banking-FR.png\",\"datePublished\":\"2022-04-21T09:54:28+00:00\",\"dateModified\":\"2024-03-20T15:19:22+00:00\",\"description\":\"Depuis l\u2019ouverture du march\u00e9 bancaire, les API permettent aux services financiers d\u2019accompagner leurs clients dans la gestion de tr\u00e9sorerie.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.cashlab.fr\\\/api-open-banking-et-gestion-de-tresorerie\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.cashlab.fr\\\/api-open-banking-et-gestion-de-tresorerie\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.cashlab.fr\\\/api-open-banking-et-gestion-de-tresorerie\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.cashlab.fr\\\/wp-content\\\/uploads\\\/2022\\\/04\\\/API-Open-Banking-FR.png\",\"contentUrl\":\"https:\\\/\\\/www.cashlab.fr\\\/wp-content\\\/uploads\\\/2022\\\/04\\\/API-Open-Banking-FR.png\",\"width\":1080,\"height\":675},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.cashlab.fr\\\/api-open-banking-et-gestion-de-tresorerie\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.cashlab.fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Conseils\",\"item\":\"https:\\\/\\\/www.cashlab.fr\\\/en\\\/conseils\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Les API et l\u2019Open Banking digitalisent la fonction finance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.cashlab.fr\\\/#website\",\"url\":\"https:\\\/\\\/www.cashlab.fr\\\/\",\"name\":\"Cashlab\",\"description\":\"Logiciel de pr\u00e9vision et pilotage de tr\u00e9sorerie\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.cashlab.fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.cashlab.fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.cashlab.fr\\\/#organization\",\"name\":\"Cashlab\",\"url\":\"https:\\\/\\\/www.cashlab.fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.cashlab.fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.cashlab.fr\\\/wp-content\\\/uploads\\\/2019\\\/12\\\/Logo_Cashlab-noir.png\",\"contentUrl\":\"https:\\\/\\\/www.cashlab.fr\\\/wp-content\\\/uploads\\\/2019\\\/12\\\/Logo_Cashlab-noir.png\",\"width\":1583,\"height\":295,\"caption\":\"Cashlab\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cashlab.fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/x.com\\\/CashLab_fr\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/cashlab\\\/posts\\\/?feedView=all\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.cashlab.fr\\\/#\\\/schema\\\/person\\\/bce16b1617294d780056e3e8dfb984f7\",\"name\":\"Cashlab\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6d4f8ceba9ebec1eca2d4376bc9376d0a500efe0add7f124ba4d3bea80be1179?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6d4f8ceba9ebec1eca2d4376bc9376d0a500efe0add7f124ba4d3bea80be1179?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6d4f8ceba9ebec1eca2d4376bc9376d0a500efe0add7f124ba4d3bea80be1179?s=96&d=mm&r=g\",\"caption\":\"Cashlab\"},\"url\":\"https:\\\/\\\/www.cashlab.fr\\\/en\\\/author\\\/admin-cashlab\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Digitalisation de la gestion de tr\u00e9sorerie : API & Open Banking","description":"Since the opening of the banking market, APIs allow financial services to support their customers in the daily management of their Cash.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.cashlab.fr\/en\/api-open-banking-et-gestion-de-tresorerie\/","og_locale":"en_GB","og_type":"article","og_title":"Digitalisation de la gestion de tr\u00e9sorerie : API & Open Banking","og_description":"Depuis l\u2019ouverture du march\u00e9 bancaire, les API permettent aux services financiers d\u2019accompagner leurs clients dans la gestion de tr\u00e9sorerie.","og_url":"https:\/\/www.cashlab.fr\/en\/api-open-banking-et-gestion-de-tresorerie\/","og_site_name":"Cashlab","article_published_time":"2022-04-21T09:54:28+00:00","article_modified_time":"2024-03-20T15:19:22+00:00","og_image":[{"width":1080,"height":675,"url":"https:\/\/www.cashlab.fr\/wp-content\/uploads\/2022\/04\/API-Open-Banking-FR.png","type":"image\/png"}],"author":"Cashlab","twitter_card":"summary_large_image","twitter_creator":"@CashLab_fr","twitter_site":"@CashLab_fr","twitter_misc":{"Written by":"Cashlab","Estimated reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.cashlab.fr\/api-open-banking-et-gestion-de-tresorerie\/#article","isPartOf":{"@id":"https:\/\/www.cashlab.fr\/api-open-banking-et-gestion-de-tresorerie\/"},"author":{"name":"Cashlab","@id":"https:\/\/www.cashlab.fr\/#\/schema\/person\/bce16b1617294d780056e3e8dfb984f7"},"headline":"Les API et l\u2019Open Banking digitalisent la fonction finance","datePublished":"2022-04-21T09:54:28+00:00","dateModified":"2024-03-20T15:19:22+00:00","mainEntityOfPage":{"@id":"https:\/\/www.cashlab.fr\/api-open-banking-et-gestion-de-tresorerie\/"},"wordCount":2106,"commentCount":0,"publisher":{"@id":"https:\/\/www.cashlab.fr\/#organization"},"image":{"@id":"https:\/\/www.cashlab.fr\/api-open-banking-et-gestion-de-tresorerie\/#primaryimage"},"thumbnailUrl":"https:\/\/www.cashlab.fr\/wp-content\/uploads\/2022\/04\/API-Open-Banking-FR.png","keywords":["API","API bancaire","API externe","API interne","Banque","Base de donn\u00e9es","Cash","Cash flow","Cash forecast","cashflow","gestion de tr\u00e9sorerie","pilotage du cash","PME","tr\u00e9sorerie"],"articleSection":["Conseils"],"inLanguage":"en-GB","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.cashlab.fr\/api-open-banking-et-gestion-de-tresorerie\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.cashlab.fr\/api-open-banking-et-gestion-de-tresorerie\/","url":"https:\/\/www.cashlab.fr\/api-open-banking-et-gestion-de-tresorerie\/","name":"Digitalisation de la gestion de tr\u00e9sorerie : API & Open Banking","isPartOf":{"@id":"https:\/\/www.cashlab.fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.cashlab.fr\/api-open-banking-et-gestion-de-tresorerie\/#primaryimage"},"image":{"@id":"https:\/\/www.cashlab.fr\/api-open-banking-et-gestion-de-tresorerie\/#primaryimage"},"thumbnailUrl":"https:\/\/www.cashlab.fr\/wp-content\/uploads\/2022\/04\/API-Open-Banking-FR.png","datePublished":"2022-04-21T09:54:28+00:00","dateModified":"2024-03-20T15:19:22+00:00","description":"Since the opening of the banking market, APIs allow financial services to support their customers in the daily management of their Cash.","breadcrumb":{"@id":"https:\/\/www.cashlab.fr\/api-open-banking-et-gestion-de-tresorerie\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.cashlab.fr\/api-open-banking-et-gestion-de-tresorerie\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.cashlab.fr\/api-open-banking-et-gestion-de-tresorerie\/#primaryimage","url":"https:\/\/www.cashlab.fr\/wp-content\/uploads\/2022\/04\/API-Open-Banking-FR.png","contentUrl":"https:\/\/www.cashlab.fr\/wp-content\/uploads\/2022\/04\/API-Open-Banking-FR.png","width":1080,"height":675},{"@type":"BreadcrumbList","@id":"https:\/\/www.cashlab.fr\/api-open-banking-et-gestion-de-tresorerie\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.cashlab.fr\/"},{"@type":"ListItem","position":2,"name":"Conseils","item":"https:\/\/www.cashlab.fr\/en\/conseils\/"},{"@type":"ListItem","position":3,"name":"Les API et l\u2019Open Banking digitalisent la fonction finance"}]},{"@type":"WebSite","@id":"https:\/\/www.cashlab.fr\/#website","url":"https:\/\/www.cashlab.fr\/","name":"Cashlab","description":"Logiciel de pr\u00e9vision et pilotage de tr\u00e9sorerie","publisher":{"@id":"https:\/\/www.cashlab.fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.cashlab.fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.cashlab.fr\/#organization","name":"Cashlab","url":"https:\/\/www.cashlab.fr\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.cashlab.fr\/#\/schema\/logo\/image\/","url":"https:\/\/www.cashlab.fr\/wp-content\/uploads\/2019\/12\/Logo_Cashlab-noir.png","contentUrl":"https:\/\/www.cashlab.fr\/wp-content\/uploads\/2019\/12\/Logo_Cashlab-noir.png","width":1583,"height":295,"caption":"Cashlab"},"image":{"@id":"https:\/\/www.cashlab.fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/CashLab_fr","https:\/\/www.linkedin.com\/company\/cashlab\/posts\/?feedView=all"]},{"@type":"Person","@id":"https:\/\/www.cashlab.fr\/#\/schema\/person\/bce16b1617294d780056e3e8dfb984f7","name":"Cashlab","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/secure.gravatar.com\/avatar\/6d4f8ceba9ebec1eca2d4376bc9376d0a500efe0add7f124ba4d3bea80be1179?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6d4f8ceba9ebec1eca2d4376bc9376d0a500efe0add7f124ba4d3bea80be1179?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6d4f8ceba9ebec1eca2d4376bc9376d0a500efe0add7f124ba4d3bea80be1179?s=96&d=mm&r=g","caption":"Cashlab"},"url":"https:\/\/www.cashlab.fr\/en\/author\/admin-cashlab\/"}]}},"_links":{"self":[{"href":"https:\/\/www.cashlab.fr\/en\/wp-json\/wp\/v2\/posts\/7648","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cashlab.fr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cashlab.fr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cashlab.fr\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cashlab.fr\/en\/wp-json\/wp\/v2\/comments?post=7648"}],"version-history":[{"count":4,"href":"https:\/\/www.cashlab.fr\/en\/wp-json\/wp\/v2\/posts\/7648\/revisions"}],"predecessor-version":[{"id":10882,"href":"https:\/\/www.cashlab.fr\/en\/wp-json\/wp\/v2\/posts\/7648\/revisions\/10882"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cashlab.fr\/en\/wp-json\/wp\/v2\/media\/10881"}],"wp:attachment":[{"href":"https:\/\/www.cashlab.fr\/en\/wp-json\/wp\/v2\/media?parent=7648"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cashlab.fr\/en\/wp-json\/wp\/v2\/categories?post=7648"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cashlab.fr\/en\/wp-json\/wp\/v2\/tags?post=7648"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}